[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.svabove.cz\/kdo-pomuze-cloveku-v-nesnazich\/#Article","mainEntityOfPage":"https:\/\/www.svabove.cz\/kdo-pomuze-cloveku-v-nesnazich\/","headline":"Kdo pom\u016f\u017ee \u010dlov\u011bku v nesn\u00e1z\u00edch?","name":"Kdo pom\u016f\u017ee \u010dlov\u011bku v nesn\u00e1z\u00edch?","description":"Pokud \u010dlov\u011bk trp\u00ed akutn\u00edm nedostatkem finan\u010dn\u00edch prost\u0159edk\u016f, nezb\u00fdv\u00e1 mu nejednou, ne\u017e se vydat na strastiplnou pou\u0165 od jednoho poskytovatele p\u016fj\u010dek k druh\u00e9mu. Pro\u010d strastiplnou? Jednodu\u0161e … ","datePublished":"2019-09-16","dateModified":"2023-06-01","author":{"@type":"Person","@id":"https:\/\/www.svabove.cz\/author\/#Person","name":"","url":"https:\/\/www.svabove.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"svabove.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.svabove.cz\/wp-content\/uploads\/img_a352407_w1696_t1566977979.jpg","url":"https:\/\/www.svabove.cz\/wp-content\/uploads\/img_a352407_w1696_t1566977979.jpg","height":0,"width":0},"url":"https:\/\/www.svabove.cz\/kdo-pomuze-cloveku-v-nesnazich\/","about":["Internet"],"wordCount":473,"articleBody":"       Pokud \u010dlov\u011bk trp\u00ed akutn\u00edm nedostatkem finan\u010dn\u00edch prost\u0159edk\u016f, nezb\u00fdv\u00e1 mu nejednou, ne\u017e se vydat na strastiplnou pou\u0165 od jednoho poskytovatele p\u016fj\u010dek k druh\u00e9mu. Pro\u010d strastiplnou? Jednodu\u0161e proto, \u017ee se ti, kdo p\u016fj\u010dky nab\u00edzej\u00ed, rozhodn\u011b nemaj\u00ed v \u00famyslu p\u0159etrhnout, pokud se na n\u011b obr\u00e1t\u00ed n\u011bkdo, kdo m\u00e1 jen velice n\u00edzk\u00e9 p\u0159\u00edjmy, uboh\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a navrch dost mo\u017en\u00e1 je\u0161t\u011b i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f. A tak ten, kdo se vyd\u00e1 obch\u00e1zet poskytovatele a zvol\u00ed nespr\u00e1vn\u00fd sm\u011br, lehce propadne trudomyslnosti. Proto\u017ee bude odm\u00edt\u00e1n jako na b\u011b\u017e\u00edc\u00edm p\u00e1su. A co je to ten nespr\u00e1vn\u00fd sm\u011br? To je \u017e\u00e1d\u00e1n\u00ed o p\u016fj\u010dku u klasick\u00fdch bank. Proto\u017ee ty maj\u00ed sv\u00e1 jasn\u011b nastaven\u00e1 a nem\u011bnn\u00e1 pravidla pro poskytov\u00e1n\u00ed a z t\u011bch nemohou ani necht\u011bj\u00ed slevit ani o p\u00ed\u010f. A tak se ten, kdo m\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech, prakticky m\u016f\u017ee rozlou\u010dit s nad\u011bj\u00ed na to, \u017ee by usp\u011bl. Daleko l\u00e9pe v takov\u00e9 situaci \u010din\u00ed ten, kdo se obr\u00e1t\u00ed na nebankovn\u00ed sf\u00e9ru a zaujme ho americk\u00e1 hypot\u00e9ka kalkula\u010dka Americk\u00e1 nebankovn\u00ed hypot\u00e9ka. Proto\u017ee to je na rozd\u00edl od bankovn\u00edch produkt\u016f n\u011bco, kde usp\u011bje i dost problematick\u00fd \u017eadatel. Ov\u0161em pochopiteln\u011b i zde pouze za p\u0159edpokladu, \u017ee spln\u00ed to, co se od n\u011bj o\u010dek\u00e1v\u00e1. Tedy: Prok\u00e1\u017ee, \u017ee jeho p\u0159\u00edjmy sta\u010d\u00ed alespo\u0148 na spl\u00e1cen\u00ed t\u011bch nejmen\u0161\u00edch spl\u00e1tek, jak\u00e9 je mu tu jen mo\u017en\u00e9 nastavit.  Dok\u00e1\u017ee, \u017ee je jeho p\u0159\u00edpadn\u00fd z\u00e1znam v registrech natolik ban\u00e1ln\u00ed, \u017ee se j\u00edm nen\u00ed t\u0159eba zaob\u00edrat a br\u00e1t ho v\u00e1\u017en\u011b.  A dolo\u017e\u00ed i to, \u017ee m\u00e1 nemovitost, ji\u017e by bylo mo\u017eno d\u00e1t do z\u00e1stavy v\u00fdm\u011bnou za p\u016fj\u010dku ve v\u00fd\u0161i a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny t\u00e9to nemovitosti.  Jist\u011b, n\u011bkdo by mohl m\u00edt probl\u00e9my i s t\u00edmto, ale je daleko pravd\u011bpodobn\u011bj\u0161\u00ed, \u017ee \u010dlov\u011bk usp\u011bje. Proto\u017ee to vskutku nejsou n\u00e1ro\u010dn\u00e9 \u00fakoly, ty hrav\u011b spln\u00ed i leckter\u00fd chud\u00e1k. Mimo jin\u00e9 i proto, \u017ee se tu neplat\u00ed v\u016fbec \u017e\u00e1dn\u00e9 poplatky p\u0159edem. A ten, kdo tu vyhov\u00ed, z\u00edsk\u00e1 hned po podpisu smlouvy a zastaven\u00ed nemovitosti onu vysn\u011bnou p\u016fj\u010dku. Je\u017e m\u00e1 poslou\u017eit jeho n\u00e1vratu do norm\u00e1ln\u00ed spole\u010dnosti. A ji\u017e bude pro ka\u017ed\u00e9ho ur\u010dit\u011b hra\u010dka splatit. Klidn\u011b i p\u0159ed\u010dasn\u011b, je-li to dlu\u017en\u00edkovi libo, a bez jak\u00fdchkoliv sankc\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo pom\u016f\u017ee \u010dlov\u011bku v nesn\u00e1z\u00edch?","item":"https:\/\/www.svabove.cz\/kdo-pomuze-cloveku-v-nesnazich\/#breadcrumbitem"}]}]